Information required for individual housing provident fund loans:
1. Personal housing provident fund loan application form (to be filled in when submitting the application materials); (original)
2. Valid certificates such as resident ID card and household registration book; (Bring the original and keep 2 copies)
3. Proof of marital status; (Bring the original and keep 2 copies)
4. Purchase contract, first-phase purchase invoice (first-hand building), first-phase collection and transfer certificate (provided before the second-hand building applies for a loan); (Bring the original and keep 2 copies)
5. Mortgage account (the mortgage account provided by the borrower must be a local bank account opened with 18 ID card) and collection account (the mortgage account provided by the payee must be a local bank account opened with 18 ID card). In order to ensure normal repayment, it is recommended to use a first-class account; (Bring the original and keep 2 copies)
6. Real estate license (provided by the second-hand building)
7. Housing appraisal report (provided by the second-hand building)
8. Proof of real estate registration inquiry under personal name; (original)
9. Personal credit report (query and print by loan acceptance outlets); (original)
10. To undertake other documents and materials required by the bank. (Bring the original and keep 2 copies)
Provident fund loan purchase process:
(a) the borrower to apply for housing provident fund loans to the city housing provident fund management center to submit a written application, fill in the housing provident fund loan application form and truthfully provide relevant information.
(II) The Municipal Housing Provident Fund Management Center is responsible for reviewing the borrower's qualification, guarantor's qualification, loan amount and loan term, and after signing the contract, the borrower and the center will sign relevant contracts or agreements, and handle insurance according to the provisions of the People's Bank of China.
(three) after the completion of the loan procedures, the city housing provident fund management center issued a loan approval notice to the bank, and the bank went through the loan issuance procedures after receiving the loan notice.
The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!