1. Where commercial housing is purchased, the registration time of the house purchase contract shall prevail, and it shall be valid within 12 months.
2, the relocation of households to buy resettlement housing, to pay the difference in time, valid for 2 years;
3. The purchase of second-hand houses is subject to the deed tax payment time, which is valid within 1 year;
Receiving time: receiving goods within 24 hours from the date of acceptance, and the specific time is subject to the actual receiving time.
Provident fund withdrawal process
1. Employees shall apply to their units for withdrawal of housing provident fund. Upon verification, the application for withdrawal shall be issued by the unit in duplicate. The employees of centralized sealed households apply to the sub-center or management department for extraction.
2. The employee holds the Application Form for Withdrawal and other application materials, and applies to the sub-center or management department where the housing provident fund has been deposited. The sub-center or management department issues the Notice of Withdrawal, which is signed by the employee to confirm the withdrawal amount.
3. On the same day, the employee shall go through the withdrawal formalities at the Construction Bank with two copies of the withdrawal application and three copies of the withdrawal notice verified by the sub-center or the management department. 4. The employee will return a withdrawal notice to the unit after CCB confirms the payment, which will be used as the accounting voucher of the unit.
Provisions for different extraction situations
1. Withdraw housing loan principal and interest accumulation fund: original and photocopy of loan contract; A copy of the purchase contract; Original and photocopy of the down payment invoice; The original and photocopy of the employee ID card shall be used to extract the provident fund; Withdraw the provident fund from the employee's own bank savings account; If the employee's spouse's provident fund is withdrawn, the original and photocopy of the husband-wife relationship certificate and the photocopy of the withdrawal record of the main buyer's provident fund shall be provided.
2. First-hand housing extraction: the original and photocopy of the purchase contract or purchase agreement; The original and photocopy of the purchase invoice; The original and photocopy of the employee ID card shall be used to extract the provident fund; Withdraw the provident fund from the employee's own bank savings account; Employee's spouse's provident fund withdrawal, the original and photocopy of husband-wife relationship certificate, and the photocopy of the main buyer's provident fund withdrawal record.
3. Second-hand housing extraction: the original and photocopy of the real estate license; Original and photocopy of deed tax payment certificate; The original and photocopy of the employee's ID card paid into the provident fund; Withdraw the provident fund from the employee's own bank savings account; Employee spouse housing provident fund withdrawal, the original and photocopy of the husband-wife relationship certificate, and the photocopy of the main buyer's provident fund withdrawal record.
4. If the employee withdraws the provident fund for the first time to purchase public housing: the original and photocopy of the purchase agreement or purchase certificate issued by the housing management department of the unit; Original and photocopy of the purchase receipt.
5. Apply for mortgage loan: You can withdraw the whole number of the balance in the provident fund account once a year to repay the loan. Before handling the provident fund loan, the provident fund in the account shall not be withdrawn. After handling the loan, you can withdraw the provident fund from your account once a year for repayment.
6. One-time payment for house purchase: As long as you use the house purchase contract and the house purchase invoice within half a year, you can withdraw an integral multiple of the balance in your provident fund account. If the balance of your provident fund account is 1870 yuan, you can withdraw 1800 yuan. Because decoration is not allowed to apply for provident fund loans or withdraw provident fund.