You can seek the help of your family, and at the same time, the parties themselves should find a job as soon as possible in order to pay off the online loan as soon as possible. Overdue online loans will not only affect the personal credit information of the parties, but also affect children's schooling, employment and exams. Legal basis: 202 1 1 Article 667 of the Civil Code in force? A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest. Article 668 of the Civil Code? A loan contract shall be in written form, unless otherwise agreed between natural persons. The contents of a loan contract generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.

legal ground

Article 667 of the Civil Code of People's Republic of China (PRC) defines a loan contract as a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.

Article 668 A loan contract shall be in written form, except as otherwise agreed between natural persons. The contents of a loan contract generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.