First, the provident fund deposit
The primary responsibility of the Housing Provident Fund Management Center of Xing 'an League is to ensure that the provident fund is paid on time. According to the relevant policies and regulations, employers and individuals are required to pay housing provident fund in a certain proportion. The center will regularly check the deposit with the employer to ensure that the provident fund is paid in full and on time.
Second, the provident fund withdrawal
Under certain conditions, individuals can apply to Xing 'an League Housing Provident Fund Management Center for withdrawal of provident fund. These conditions usually include the purchase of housing, mortgage repayment, serious illness medical care and so on. According to the materials and certificates provided by the applicant, the center will review and handle the extraction procedures.
Third, provident fund loans.
Xing 'an League Housing Provident Fund Management Center is also responsible for the issuance and management of provident fund loans. Eligible applicants can apply to the center for housing provident fund loans for the purchase, construction and decoration of self-occupied housing. The center will approve and issue loans according to the applicant's credit status and repayment ability.
Four. Policy formulation and implementation
In order to better manage and operate the housing provident fund, the Housing Provident Fund Management Center of Xing 'an League also needs to formulate specific implementation rules and management measures according to national and local policy requirements. These policies are aimed at ensuring the safety, appreciation and rational use of the provident fund and safeguarding the rights and interests of depositors.
To sum up:
Xing 'an League Housing Provident Fund Management Center plays an important role in the deposit, withdrawal, loan and policy formulation and implementation of provident fund. It ensures the timely deposit and rational use of the provident fund, and provides convenient services and guarantees for depositors. At the same time, according to the policy requirements, the center needs to constantly improve the management system, improve the service quality and better meet the needs of depositors.
Legal basis:
Regulations on the administration of housing provident fund
Article 2 provides that:
These Regulations shall apply to the deposit, withdrawal, use, management and supervision of housing provident fund in People's Republic of China (PRC).
Regulations on the administration of housing provident fund
Article 13 stipulates:
The housing provident fund management center shall set up a housing provident fund account in the entrusted bank. The unit shall register the housing provident fund deposit with the housing provident fund management center, and go through the formalities for the establishment of housing provident fund accounts for the employees of the unit. Each employee can only have one housing provident fund account. The housing provident fund management center shall establish a detailed account of employee housing provident fund to record the deposit and withdrawal of employee individual housing provident fund.
Regulations on the administration of housing provident fund
Article 24 provides that:
Under any of the following circumstances, employees can withdraw the storage balance in the employee housing provident fund account: (1) purchasing, building, renovating or overhauling their own houses; (2) retirement; (three) completely lose the ability to work, and terminate the labor relationship with the unit; (4) Having left the country to settle down; (5) Repaying the principal and interest of the house purchase loan; (six) the rent exceeds the prescribed proportion of family wage income. In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.