From June 2065438 to June 2007 10, the national average mortgage interest rate was 4.46%. Under the influence of environmental factors such as policies and markets, the annual mortgage interest rate is on the rise. As of 20 17 and 12, the national average mortgage interest rate was 5.38%, 0.92 percentage points higher than that of 1.

Among them, it increased by 0.03 percentage points in the first quarter, 0.50 percentage points in the second quarter, 0.33 percentage points in the third quarter and 0. 16 percentage points in the fourth quarter. 20 17 12 some cities have generally implemented the first set of interest rates, the benchmark interest rate has risen by 15%, and the two sets of interest rates have also been raised simultaneously. In the future, more second-tier cities may raise mortgage interest rates again.

Extended data:

2065438+June 7, 2002, the central bank issued an urgent document to commercial banks, requiring that the lower limit of the floating range of individual housing loan interest rate of commercial banks should still be 0.7 times of the benchmark interest rate.

Commercial banks will implement the new interest rate: if the loan term is more than one year, the loan interest rate will be adjusted once a year, and it will be 65438+ 10/0 in June. If the benchmark interest rate is not adjusted within the loan term, the loan interest rate will not be adjusted. On March 20 17, Beijing 16 Bank cancelled the 10% discount on the first home loan interest rate and adjusted the first home loan interest rate to 9.5%.

References:

20 17 The average interest rate of national mortgage rose by 0.92%- Xinhuanet