Ordinary real estate is ok.

Housing provident fund loans can also be directly applied to the housing provident fund management department.

Specific loan process of housing provident fund

The borrower may submit a written loan application and related materials to the housing provident fund management department for approval after accepting the loan, or directly apply to the housing provident fund management department for approval;

The housing provident fund management department examines the loan contracts and guarantee contracts signed by banks, and handles mortgage registration, insurance, notarization and other related procedures;

According to the loan contract, the loan bank will transfer the loan to the special account for selling houses set up by the developer in the loan bank or directly to the deposit account opened by the borrower in the loan bank;

The borrower opens a repayment account in the loan bank and repays the loan principal and interest on schedule according to the repayment method and repayment plan agreed in the loan contract;

After the loan is settled, the borrower obtains the "loan settlement certificate" from the loan bank, retrieves the mortgage registration certificate and the original insurance policy, and goes to the original mortgage registration department for mortgage registration cancellation.

2. How long can Bozhou provident fund loan be approved?

According to the process of housing provident fund loan, if you apply for provident fund loan, our center will complete the examination and approval within 5 working days. After that, you need to sign a loan contract and a mortgage contract at the entrusted bank, and then go to the real estate registration department for mortgage registration. After the mortgage registration certificate is delivered to the entrusting bank, the bank handles the loan and waits for the loan.

3. After the provident fund loan is approved, how long can it be released?

After the provident fund loan is approved, it will be released in about two weeks or a week, but this also depends on the specific process.

4. How long can the provident fund portfolio loan be released?

It depends on the situation.