1. Applicant 18 years old or above, with high school education or above and full capacity for civil conduct, without infectious diseases.
2. A local tax payment certificate or social insurance payment certificate of more than 1 year is required to handle the formalities of buying a house in a different place.
3. Have a legal status, and the borrower's age plus the loan period is not more than 65 years old, have a stable economic income, good credit, and have the ability to repay the loan.
The above information is for reference only, and the specific purchase policy may vary from region to region. You need to check the policies of relevant local departments to confirm.