At present, China Bank in Shanghai has suspended accepting pure provident fund loans, and only handled combined provident fund loans. 1. Shanghai Housing Property Guarantee Corporation accepts customers' applications, makes inquiries and rechecks, and directly collects guarantee fees from borrowers. 2. The business department of the guarantee company shall examine and approve the loan step by step, and affix the seal of the secured loan contract to the loan contract. 3. The guarantee company will send the loan contract and other relevant materials to our bank to affix the official seal and legal person seal. 4. The sales department of the guarantee company goes to the handling bank to retrieve the secured loan contract, and the agent goes through the mortgage registration formalities. 5. After obtaining the receipt or other certificate of rights, the business department of the guarantee company prints the loan notice, transfers the loan funds into the designated account entrusted by the borrower, and notifies our bank to lend money. 6. Our bank will issue the loan within seven working days after receiving the loan notice. Please consult the provident fund loan business outlets or the local provident fund management center when you need to handle it.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

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