Hello, the house has been mortgaged once and is still being returned. A secondary mortgage is called a secondary mortgage. There are prerequisites:

1. The real estate license has been obtained.

2. The property has residual value after deducting the previous mortgage loan amount. If the previous mortgage loan amount is far less than the property value, for example, the property value is 6.5438+0 million, only 6.5438+0 million is mortgaged, and there are more than 900,000.

3. The second mortgage can only take the residual value as the collateral value, and the general bank loan will be discounted, such as 60% off. You can only mortgage 90 times 0.6, which is 540 thousand.

4. In case of two mortgage, it is best to make additional mortgage loans in the same bank.