Second, the company develops various channels through manpower, including labor costs and channel maintenance costs. Every customer has a cost, and the customer itself is a cost.
Third, every company has its own cost, otherwise it can only lose money, just like real estate agents, there is a handling fee. They help you choose the best solution, instead of just looking outside, and you may find higher interest. And entrusted, they can't eat your interest, they will only consider giving you the best and lowest interest plan, and the one that suits you is the best. Only when you earn a reputation can you develop better.
Intermediary fee is a kind of fee, which refers to the reasonable fee charged by intermediary agencies that provide intermediary services such as buying houses, renting houses and dating for customers. Agency fees are generally collected by third parties, which are generally one-off. Pay attention to asking for the invoice.
5. Generally speaking, if you only borrow money from the bank, there will be no service charge. From a legal point of view, it is legal to charge an intermediary fee for a loan as long as it does not exceed the standard. According to Article 46 of the Law of People's Republic of China (PRC) on the Promotion of Small and Medium-sized Enterprises, we can know that the state encourages various service organizations to provide small and medium-sized enterprises with services such as entrepreneurship training and counseling, intellectual property protection, management consultation, information consultation, credit service, marketing, project development, investment and financing, accounting and taxation, property right transaction, technical support, talent introduction, foreign cooperation, exhibition and legal consultation.
6. Generally, there is no service charge for bank loans. The service fee charged by the loan company is different from the agency fee, so it is impossible to charge the service fee under normal circumstances. If a service charge is charged, it can be refused. Because it may be suspected of fraud or usury.
7. "This charging standard stipulated by the state is aimed at the commission of the intermediary, and this is the government-guided price." People from relevant departments in Wuxi said that at present, the loan service fees and agency fees charged by intermediary companies have no government guidance prices, which are market behaviors and are negotiated and priced by intermediaries and property buyers.