Bank loans are preferred for low interest rates, because the benchmark interest rate of the central bank is fixed there, and major banks can fluctuate according to the types and regions of loans. Generally speaking, banks with sufficient quotas will have relatively low interest rates, such as the four major state-owned banks, while small commercial banks will have tighter interest rates and better services. Therefore, you can choose several bank credit loan platforms for everyone, and the interest rate will be lower than that of private loans outside.

1, quick loan from CCB

This bank credit loan is awesome. When the annual interest rate was the lowest, it was only after 5 o'clock. 20 18 seems to have increased a little, but it's only after 6 o'clock. If you have a quota, please apply. The interest rate is really low.

2. ICBC Financial Electronic Loan

The interest rate is lower. Borrowing 10 thousand yuan only costs more than 300 a year, and the annual interest rate is about 3: 00. However, the number of places has been very difficult, and it is difficult to have places.

3.ABC Network Dai Jie

If you apply for a loan from the Agricultural Bank of China, and the repayment period is more than one year (preferably more than two years), then you can choose to borrow from the Agricultural Bank of China, and there is no bad credit record, then you can apply for this, and the annual interest rate is about 5 points, which is higher than the previous two conditions and interest.

In addition to bank loans, there are actually many private loans that have a good reputation, mainly the application conditions and the speed of the next payment. Suitable for people who need money urgently for the time being, it is best to approve it on the same day. After all, saving people is like putting out a fire, and bank loans are often reviewed for a week, which is easy to delay things, such as:

4. Xiaomi loan

The minimum daily interest rate is settled on a daily basis. For Xiaomi financial products, it is best to use Xiaomi account when applying, otherwise it will be easily rejected.

5360 IOUs

360 has also made small loans. This product 150 a month 1. 1 10,000, you can borrow as much as you want. There is no extra cost and the interest is relatively low.