What is the down payment for buying a house in Japan?
It is understood that the current down payment for new houses on the market is between 20% and 30% of the total price. Of course, this is the owner's first suite. In other words, to buy a house with a total price of 6.5438+0 million, the down payment should be around 200,000-300,000. The down payment of second-hand houses and second suites is generally between 30% and 60% of the total price.
Take Beijing as an example: at present, the down payment ratio of personal loans of housing provident fund is relatively low at 20%, the first home loan amount is relatively high at 654.38+0.2 million yuan, and the second home loan amount is 800,000 yuan. The specific loan amount can be preliminarily calculated according to the loan calculator of official website Management Center.
What is the process of buying a house in Japan?
1, demand sorting: If you want to buy a house in Japan, you must first sort out your own housing needs, such as housing area, room type, area and space, occupancy time and budget. Find a buyer: you can buy a new house through a developer, or you can buy a second-hand house or a new house through an intermediary.
2. Election: buy a house from a developer, and there are specialized personnel to reduce the number of properties; When the house purchased from the intermediary agency is vacant, you can enter the interior to visit; If you buy a rented house, you are not allowed to visit it. Capital planning: When choosing a house, you should make a detailed capital planning. Besides mortgage, other expenses should be calculated, such as fixed assets tax, judicial fees, transfer fees, fire and earthquake insurance.
3. Fund application: The date of receipt of the down payment will be indicated in the house purchase application, that is, the signing date, and the signing date is the post-payment period. Down payment: before the contract is signed, 10% of the purchase price shall be paid, and the date of receipt of the down payment will be indicated in the house purchase application, that is, the signing date, and the signing date is the later payment limit.
4. Sign a house purchase contract: the qualification of house construction is an important matter and a contract; It will take effect immediately after reading, and the final payment will be paid: the contract will stipulate the date when the final payment will arrive. Generally, within 30 days after the signing of the contract, the final payment must be received within the specified date, otherwise, the liquidated damages of 10% shall be paid; Complete the purchase: give the credit and contract of the property to the customer, and generally complete the purchase within two weeks.
In fact, the overall development of Japan is also relatively good. If you really plan to buy a house in Japan, you may need to know about the relevant policies for buying a house in Japan. First of all, if you have financial difficulties, you should understand the down payment of buying a house in Japan and the process of buying a house in Japan. After all, only by buying a house according to the corresponding process can you really buy the house you like.