If the individual housing loan is handled in our bank, the first deduction of the loan needs to expire. If it is less than one month, the corresponding repayment date of the current month will not be deducted, and it will be postponed to the corresponding repayment date of next month for one-time deduction. (The first deduction is the total repayment amount from the loan date to the repayment date of next month, so it will be more than the subsequent monthly payment). For example, the lending date is 65438+ 10 month10:1; If the monthly payment deduction date is 15, the first deduction date is February15; 2. If the monthly payment deduction date is 5th of each month, the first deduction date is 5th of March.