After the first home loan is paid off, can the interest rate of the second home loan be lowered?

According to the decoration knowledge network, the interest rate of the second home loan cannot be applied for downward adjustment.

Usually, the interest rate of second-home mortgage cannot be lowered, because the mortgage interest rate is stipulated by the state, and the interest rate standards implemented by banks are the same. Therefore, even if the first house has paid off the loan, it will not have any impact on the loan interest rate of the second house.

Please note that the specific mortgage interest rate may be different due to bank policies, local housing market conditions and other factors. It is recommended to consult the bank staff to obtain the latest mortgage interest rate information.

Brothers and sisters cried for a critical letter for the unfinished task of bank savings.

Loan, the bank has released the final payment, when can I get the loan contract and mortgage contract?

Can I borrow money from someone else's car?

What effect does the father's failure to repay the loan have on the children?

When the second-hand car was loaned by Ping An Bank, the car dealer agent told me to give the bank a 4% handling fee and a 3,500 guarantee fee.

Non-performing loan deviation formula

I checked the personal credit report several times, but I couldn't get the loan.

Which city or district is Xinle City located in Shijiazhuang City, Hebei Province?

What platform is Fuzhou 360 network microfinance?

How much does it cost to buy Huawei Glory 6p in the physical store here in Shantou, Guangdong?