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When the second-hand car was loaned by Ping An Bank, the car dealer agent told me to give the bank a 4% handling fee and a 3,500 guarantee fee.
First, I gave the used car a loan at Ping An Bank. The car dealer agent told me to give the bank a 4% handling fee, and then a 3,500 guarantee fee.

If it's not that much, you can borrow a lot.

I want to buy a used car. Can the bank give me a personal loan?

There is basically no chance. If the amount is not large (below 654.38+10,000 yuan), I suggest you find a local Ping An Bank to make an unsecured credit loan. You have a credit card record, which can prove that your monthly stable income is above 3000 yuan.

3. Can second-hand car banks give loans?

First, you can get a loan.

1. Second-hand car loans, that is, second-hand car mortgage loans, refer to loans issued by commercial banks to individual borrowers to buy second-hand cars for consumption and use the purchased vehicles as collateral for loans. 2. At present, the development potential of used cars in China is very great. Many people have a great demand for used cars because of their limited economic ability or just for practicing or transitional use. Used cars with mileage less than 65,438+20,000 kilometers and car age less than 5 years can apply for loans. 2. The materials required to apply for a loan include: the identity card of the car buyer, household registration book, housing certificate, income certificate (the monthly income must be twice the monthly repayment amount), two one-inch recent photos, and marriage certificate and spouse certificate if the car buyer is married. 3. Qualification requirements for second-hand car loans: 1, Chinese mainland residents, or Hong Kong, Macao and Taiwan residents who have lived in China for 1 year or more, foreigners (non-active servicemen) 2, age 1 8-60 years old 4. There must be 15 used car bank loan.

Hello, my friend. In principle, it takes about 15 working days to approve loans, because each city will be different because it involves evaluation and other links. You can contact the loan processing outlets to confirm the specific lending time, review status, processing progress and other related information. I hope the answer can help you, thank you!