Current location - Loan Platform Complete Network - Bank loan - Please describe the main contents and operation points of post-loan management in combination with the new loan regulations.
Please describe the main contents and operation points of post-loan management in combination with the new loan regulations.
(1) According to the business process, loan management can be roughly divided into three main stages: before loan, during loan and after loan. Post-loan management, as the last stage of loan management, refers to the process of dynamic management of loans from the lender to the borrower until the loan is recovered.

(2) The main contents of post-loan management include: ① post-loan inspection. ② loan quality classification and risk early warning. ③ Recover the loan principal and interest at maturity. ④ Non-performing loan management.

(3) The specific operations of post-loan management mainly include: ① Dynamic and continuous post-loan inspection and monitoring. ② Conduct risk analysis and early warning in time. ③ Manage the repayment fund account. ④ Do a good job in the management of non-performing loans. ⑤ Loan recovery. ⑥ Regularly form post-loan management reports. ⑦ Credit file management.

(4)? Three ways, a guide? Relevant requirements for post-loan management include: ① post-loan inspection. ② Account management. ③ Additional fixed assets loans. (4) Contract constraints. ⑤ Policy adjustment. ⑥ Loan extension. ⑦ Management of non-performing loans. ⑧ Loan write-off management.