The housing mortgage loan is RMB 6,543,800+5,000, and the mortgage is for five years. According to the current standard that the benchmark interest rate of banks will not rise, the monthly payment is as follows:

Matching principal and interest repayment method: the total loan amount is 150000.00 yuan, and the monthly repayment in June is 2847.90 yuan. Total interest paid is 20,873.85 yuan, with total principal and interest of170,873.85 yuan. Average capital repayment method: the total loan is 150000.00 yuan, and the repayment in the first month of June is 3 156.25 yuan.

Second, the real estate value is 6.5438+0.5 million yuan. How much can a mortgage loan have?

Generally speaking, the loan can only be 654.38+ million.

However, loans to enterprises may be between10-150,000.

3./kloc-how much can a house mortgage loan of 0/0.5 million be borrowed?

It depends on the appraisal price of the appraisal company designated by the bank. Generally, it is treated as 60% of the appraised price, with a maximum of 70%. The evaluation price is generally about 20% lower than the market.

I took a mortgage loan of150,000 with a repayment period of ten years. It's only been a year now. Can I renew it? My room is worth 400 thousand!

Your loan is 70%, and your loan amount is less than 40%, so you can re-mortgage.