1. What are personal education loans divided into according to the nature of the loan? These two categories!

Our country attaches great importance to the development of education. In order to solve the financial problems of many students, it specializes in personal education loan business. Personal education loans are divided into two categories: national student loans and commercial loans according to the nature of the loan. Today Let’s introduce these two types of education loans. Those who are in need can learn about them.

1. National student loans can only be applied for by individuals whose families are in financial difficulty. They are of a public welfare nature and are subsidized by the national finance. No mortgage guarantee is required. The interest rate cannot increase according to regulations, and after the students graduate, , those who are qualified for further studies can also apply for extension. The loan amount is about 6,000 yuan per year, which may be slightly different in each region. It can be applied for in many cities across the country. After the loan is approved, the funds will be directly transferred to the school's account, and students can check the status of the funds. 2. Commercial student loans: This kind of student loan is not necessarily due to poverty. It may be due to various reasons such as lack of tuition, tuition fees, accommodation fees, etc., so you can apply for this kind of education loan. The repayment method is very flexible and supports one-time repayment of principal and interest. The difference from the national student loan is that students in non-compulsory education can also apply for it, and there are many options for the period, the minimum is 6 months, and the maximum is no more than 8 years. Commercial student loans require mortgage (pledge) guarantee or third-party guarantee, and the maximum loan amount can reach 500,000 yuan depending on the situation. The loan interest rate may rise and be higher than the national student loan. In short, both can help students solve problems such as tuition fees and tuition and fees. Different families can choose the appropriate loan according to their circumstances.

2. What are the main categories of personal loans?

Consumption loans, business loans, credit loans

3. Depending on the nature of the loan, personal education loans can be Divided into ().

B

Answer Analysis This question examines the classification of personal education loans. According to the nature of the loan, it is not a national student loan or a commercial student loan. See textbook P1

4. What type of school does a sports school belong to?

Sports schools are generally comprehensive schools, most of which are primary schools, junior high schools and technical secondary schools. For example, Zhengzhou Sports School was founded in 1956. It is a comprehensive sports school with technical secondary education as the leader and junior high school education as the foundation.

Sports schools are generally comprehensive schools, most of which are primary schools, junior high schools and technical secondary schools. For example, Zhengzhou Sports School was founded in 1956. It is a comprehensive sports school with technical secondary education as the leader and junior high school education as the foundation.