From the geographical location of the northwest, there will definitely be an economic city in the northwest that supports the northwest region, and that is undoubtedly Xi'an. As a city with a long history and civilization, Xi'an has always been an important town in the northwest region. With the implementation of Xi'an's talent attraction policy, housing prices have been rising. So will Xi'an housing prices fall in 2021? Is it true that the decline in housing prices in Xi'an is a foregone conclusion? Let’s take a look below.

Will housing prices in Xi'an fall in 2021?

1. With the continuous development of urbanization in Xi'an, infrastructure is slowly improving, and a large number of people and talents are also entering. In Xi'an, when supply exceeds demand, it will definitely lead to rising housing prices.

2. In the three years from 2017 to 2020, Xi'an housing prices have indeed experienced a relatively large increase. The year-on-year increases in 17, 18, and 19 were 25%, 22%, and 15.5% respectively. These data are telling people the fact that the prices of both new and second-hand houses are on the rise.

3. Comparing Xi'an's real estate market horizontally with other cities, we can find that there is still room for growth in Xi'an's housing prices. However, as the country adopts regulatory guidance to stabilize housing prices and stabilize the economy, Xi'an's housing prices will not increase in the short term. It will be too high. In the long run, the siphon effect in Xi'an will be more obvious, and the overall housing prices will rise moderately.

How much is the down payment for housing prices in Xi'an in 2021?

1. Most housing prices in the main urban area of ??Xi'an are already more than 15,000 yuan per square meter. In the port area, the finely decorated high-rise buildings of big brand developers are currently sold for sale. The price is only about 13,000 yuan per square meter, and there is no lower price in the entire main city of Xi'an than here.

2. The policy for buying a house in Xi'an is 30% of the down payment for the first house and 40% of the down payment for the second house. Regarding the determination of the first and second houses, Xi'an requires a loan for a house, that is, a national loan for a house in Xi'an.

3. For a housing provident fund loan that has been used once and the home purchase loan has been paid off, the minimum down payment ratio for a building area below 144_ is 20%, and for a building area above 144_ the minimum down payment ratio is 30%.

The decline in housing prices in Xi'an is a foregone conclusion

In the current Xi'an new house market, the registered price has not been announced yet, purely new projects cannot be launched, and the market supply is in short supply, making it difficult for buyers to buy houses. No., even if a small number of projects with preliminary certificates flow into the market, they still cannot quench the thirst of the long-term property market.

At the same time, the products on the market are also entering an era of outrageous comprehensive improvements.

The specific manifestation is that whether it is the real core area of ??the urban area or the Xixian plate where the immediate demand is overflowing, all are improving large flat floors.

For example: There are 252 houses in the capital of the new city that are being registered. Except for one house with an area of ????101_, the rest of the houses are all above 122_.

Tiandiyuan Lanyuefang launched 372 units this time, with nearly 70% of the units priced above 120_.

In the port area, where the red market is concentrated, the minimum floor area of ??MCC Olympic Sports Cloud products is 115_.

Purely new projects, the starting area of ??Ziyun Mansion is 117_, and the long-awaited Gemdale Jiu_Hui has a minimum unit size of 108_.

Looking at the software new cities and high-tech CID that home buyers are looking forward to, in addition to the small apartments in Zhonghai Huanyu Tianxia and Ziwei Huafa CID central capital, the upcoming high-tech Tiangu Yashe, Tiandiyuan Yunshui Tianjing , New Hope Jinlin Tianxi and Sunshine City Tanjing have at least 115_ or above.

Not to mention pure improvement projects such as Weiyang Jinmao Mansion, Longhu Jingling Tianxu, and China Railway Construction Xipai Guoyue, which start with a 160_ apartment type.

It is impossible for housing prices in Xi'an to skyrocket generally, but point-like protrusions will always exist. After all, in the context of increasing regulatory controls, price-limiting policies, and shrinking bank lending, we will not let it continue to go crazy.

The above is the relevant content compiled by the editor about "Will housing prices in Xi'an fall in 2021?"