2. Age: male 65, female 60;

3. Baer loan: the housing area is less than 1.44 square meters, and the house price is less than 2 million yuan. It is the first loan and the first purchase;

4. Two sets of confirmation: 40% down payment for two sets, 10% interest rate floating (first set of provident fund loans 1 set or commercial loans 1 set, two sets of provident fund loans, two sets of commercial loans, three sets of commercial loans and two sets of provident fund loans 1 set are not accepted.

Extended data:

Importance function:

In terms of expression, interest rate refers to the ratio of interest amount to total loan capital in a certain period. Interest rate is the interest level of unit currency in unit time, indicating the amount of interest.

Economists have been trying to find a set of theories that can fully explain the structure and changes of interest rates. Interest rates are usually controlled by the national central bank and managed by the US Federal Reserve. So far, all countries regard interest rate as one of the important tools of macro-control.

When the economy is overheated and inflation rises, it will raise interest rates and tighten credit; When the economy is overheated and inflation is controlled, interest rates will be lowered appropriately. Therefore, interest rate is one of the important basic economic factors. Interest rate is an important financial variable in economics, and almost all financial phenomena and financial assets are related to interest rate to some extent.

At present, countries all over the world frequently use interest rate leverage to implement macro-control, and interest rate policy has become the main means for central banks to adjust the supply and demand of money and then regulate the economy. Interest rate policy plays an increasingly important role in the monetary policy of the central bank.

Interest rate is an important tool to adjust monetary policy, and it is also used to control investment, inflation and unemployment rate, thus affecting economic growth. Reasonable interest rate is of great significance to social credit and economic leverage of interest rate.

Baidu encyclopedia-interest rate