Generally speaking, applying for a credit card will let you fill in the emergency contact, and you usually need to write the contact information of your immediate family. Many people are worried that the bank will call their relatives. However, according to the relevant regulations of the bank, the current credit card bank will not call the applicant bank.

Generally, banks don't call easily, only when they can't contact themselves. However, when applying for a credit card, you can't just fill in personal requirements, such as 18 years old or above, having your own job, stable income and good personal credit information. If you meet these conditions, you can apply for a credit card.

Second, I have no online loan. Why did I call my parents and say that I borrowed money from their platform? ...

can

3. Today is the end of the loan overdue for several days. What if I want to call home?

Loans overdue's best way is to pay off his overdue part as soon as possible. There is no shortcut, only paying back the money in a down-to-earth manner. Loans overdue has certain negative effects and needs to be treated with caution:

1. is called.

2. Generate high penalty interest and liquidated damages.

3. Initiate a credit crisis and undermine credibility.

4. I will. The most representative adverse effect of loans overdue is its credit. Now is the information age, and credit can be seen everywhere. If you still have plans to borrow money in the later period, then there is really only a dead end if you are overdue. Don't listen to the nonsense that these online loans can't get credit information, and it doesn't matter. Although the current online loans are not credit information, they are all online loans for big data. All personal online loans will access the online loan big data report. You can call up personal online loan details and credit report in official WeChat accounts such as Chalk Technology. Now online lending big data is the reference scope of many banks and lending institutions, so don't make mistakes. The best way to overdue is to pay back the money: 1. Confess to your family and borrow money from your friends in the form of IOUs. 2. Make your own debt list and make a repayment plan. 3. Open source and reduce expenditure (increase income and rational consumption). 4. Adjust the mentality, remain optimistic and actively respond to overdue. Whatever the reason, don't be overdue, let alone think about how to avoid debt. Overdue will only bring you endless troubles, but don't be nervous. As long as the payment is overdue, the credit can still be improved.

Fourth, why call parents for personal loans?

It's not usually like this. Maybe you are overdue and your personal phone can't get through, so contact the emergency contact. Maybe you filled in your parents' phone number when you filled in the phone number, so when you are in loans overdue or in default, the platform will contact the previously registered phone number, that is, your parents. If your online loan is overdue, the platform can call you an emergency contact according to the previous contract. After all, overdue online loans are linked to your credit information. Once the credit is received, it will have a great impact on you personally, so they will contact your emergency contact person in time. This is also a measure to ensure your rights and interests. If everyone can't get in touch, there must be something wrong with your credit information.