What is bridge loan? Generally speaking, bridge loan is a short-term loan and a bridging loan. Bridge loan is an effective tool to directly capitalize buying opportunities, and the biggest advantage of bridge loan is its quick recovery. Bridge loan has a short term, no more than one year, and the interest rate is relatively high, with some mortgages such as real estate or inventory as collateral. Therefore, bridge loan is also called "bridge financing", "medium-term financing", "gap financing" or "swing loan".

The so-called bridge loan refers to financial institution A's inability to operate due to temporary shortage of funds after receiving the loan project, so it consulted financial institution B and asked it to help distribute funds. After the funds of financial institution A are in place, B quits. For B, this loan is the so-called bridge loan. In this explanation, bridge loan has a reference problem, that is to say, compared with B, this loan can only be called bridge loan. In fact, B played a bridge role in the timely and successful issuance of this loan.