There are three kinds of savings cards: magnetic stripe savings card, chip savings card and virtual savings card.
Savings card is a financial transaction card issued by banks to provide financial services to depositors, which belongs to a kind of debit card; The main function of the savings card is to deposit and withdraw money at networked ATMs and bank counters, and spend it at networked POS machines. Rural credit cooperatives are banking financial institutions. The so-called banking financial institutions are also called deposit institutions and deposit currency banks. They are characterized by taking deposits as their main liabilities, granting loans as their main assets, and handling transfer and settlement as their main intermediary business, and directly participating in the process of creating deposit currency. Rural credit cooperatives are also credit cooperative institutions. The so-called credit cooperative institutions are cooperative financial institutions whose main purpose is mutual assistance, referred to as "credit cooperatives", which carry out deposit and loan business among members for the purpose of mutual assistance and self-help.