Generally speaking, the payer and repayer of the loan should be the same person or company, so as to ensure the legality and effectiveness of the loan. If the payer and the repayer are inconsistent, it may cause the following problems:

1. The legality of the loan is questioned: If the payer and the repayer are inconsistent, it may cause problems with the legality of the loan. , as the authenticity and purpose of the loan may be questioned.

2. Difficulties in repayment: If the payer and the repayer are inconsistent, it may cause difficulties in repayment, because the repayer may not be able to determine who should repay the loan, or the payer may not Unable to accept repayment.

3. Legal liability: If the lender and the repayer are inconsistent, it may lead to legal liability issues, because the authenticity and purpose of the loan may be questioned, leading to legal disputes. Therefore, it is recommended that when taking a loan, the payer and the repayer should be the same person or company to avoid the above problems. If there is a discrepancy between the payer and the repayer, it is recommended to communicate with relevant parties in a timely manner to find a solution.