1. When will the school student loan be refunded?
The money will definitely be refunded to you. Now the general student loan is only 6,000 a year.
Student loan repayment method:
1. Online Repayment process:
1. Log in to the "Student Online System" and check the personal Alipay loan account;
2. Log in to the Alipay website with the personal Alipay loan account name and check the personal Alipay loan account. Use the special loan account to perform
change the login password and payment password and other related operations to strengthen account security and prevent account theft;
2. Personal repayment process:
< p>1. Go to the student loan center in the student’s place of origin to get a repayment application form and fill it out clearly;2. The student’s place of origin will give you one, just go to the designated bank and pay the money;
3. The monthly payment is stipulated and the amount will be paid when the time comes.
2. Can the current student loan be refunded?
Why should I refund it? I don’t want to take out a loan and wait for it to come out before paying it back. Besides, there is no interest while I’m in school, and it won’t be too late to pay it back after graduation.
3. Can I refund the student loan if the student loan has not been disbursed?
Student loans can be refunded. If the applicant voluntarily drops out of school and the student loan has not yet been disbursed, he or she can entrust the University Student Aid Center of the school to terminate the application process with the bank. If a current student's student loan has been used for one or several years and he wants to withdraw his student loan, he must go to the loan bank to apply for termination of the loan and pay off the loan in one go. Prepayment cannot repay the debt in installments, so the debt must be paid off in time. If the debt is not paid off in time, it may eventually become overdue, resulting in a bad personal credit record. According to the relevant restrictions on national student loans, if a student who successfully applies for a student loan is suspended from school, drops out of school, transfers to another school, goes abroad, is fired from his/her student status, etc., the school will not resolve the relevant procedures for the debtor student before The bank will be notified promptly and students will be required to go to the bank to complete the loan repayment procedures. After being notified by the school, the handling bank will stop issuing loans that have not yet been issued, and will take measures such as refunding the principal and interest of the loan in advance to solve relevant procedures for students. In addition, students with debts who continue to study for a degree after graduation can apply for a loan extension. Students with debts must apply for extension to their original school 30 days before graduation and provide relevant proof of continuing to study for a degree. After the original school has approved the application, the handling bank will handle the extension procedures. Legal basis: Article 21 of the "Management Regulations on National Student Loans" stipulates that the principal and interest of loans borrowed by students must be repaid within four years after graduation. In order to ensure the recovery of national student loans, students must reconfirm or change the loan contract with the handling bank and go through the corresponding guarantee procedures before graduation. After this procedure is completed, the school can proceed with the student's graduation procedures.
4. Can student loans be refunded when dropping out?
For example, if students fail to complete their studies due to dropping out or being expelled from school, the University Financial Aid Center will stop issuing student loans in a timely manner. Collect loan principal and interest in advance. However, if the financial aid center is not informed of changes in student status in a timely manner, resulting in failure to fulfill student loan obligations, then the student borrower will be liable for breach of contract in accordance with the contract. Before the student loan contract is terminated, students will still enjoy the interest discount policy, but if the contract is terminated by fraud, they will need to pay the interest themselves.
If a student who has applied for a student loan has a change in student status, the student needs to promptly notify the university financial aid center. Only after the relevant personnel have verified and agreed to complete the relevant obligations can the student register in the university student status department. Go through relevant procedures.