How to pay the guarantee fee for Suning's willful loan?
The borrower can contact Suning Financial Customer Service to apply for a refund of the guarantee fee. If the customer service refuses the refund request, you can save the screenshot of the loan amount page and the actual remittance amount, and make a complaint on the 2 1CN complaint website or Sina Black Cat website. However, the premise of returning the guarantee fee is that the borrower needs to settle the loan in full within the time specified by Suning Finance. Although the guarantee fee charged by willful loan has been clearly written into the entrustment guarantee contract, and it is indicated that the guarantee fee is irrevocable, the fee is unreasonable and the borrower has the right to ask Suning Finance to refund the guarantee fee.
To sum up, the guarantee fee for Suning's willful loan can be refunded. You can contact customer service to apply for a refund of the guarantee fee, but the borrower needs to pay off the loan in full within the specified time. Pay attention to whether it is an online loan or an offline loan in the future, you must read the loan contract carefully.