Well, in theory, it should be used as collateral for "mortgage loan". After calculating the present value of this "He Zhong Life Insurance Policy", we will calculate the proportion, interest and term of the mortgage loan, and finally decide to apply for a loan. It is possible to borrow money in this way. It depends on the attitude of the local business department of China Bank, mainly the decision of the person in charge of the business department. If the person in charge of the business department agrees, the loan can be made.

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