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20 18 what is the new policy of buying a house in Xiamen?
Xiamen is a beautiful coastal city, which attracts many foreigners who want to buy a house in Xiamen. But you don't want to buy it. You need to meet certain conditions. Now, Xiamen's new housing policy has attracted everyone's attention. The following small series will introduce it.

1.20 18 what is the new policy of buying a house in Xiamen?

1, the first set of housing, the original policy for 144㎡ outside the tax rate of 3%, the new policy no longer divides the boundary of 144㎡, and unanimously stipulates that the tax rate of housing above 90㎡ is 1.5%. The second set of improved housing, the original policy stipulates that the tax rate of 90㎡ and below is 3%, and the new policy is1%; The original policy stipulated that the tax rate above 90㎡ was 3%, and the new policy was 2%.

2. The down payment for the second home has been applied to 40%, and the interest rate has risen 10%. "If the loan for the first suite is settled, the second suite can be counted as the first suite. The first home loan now implements the benchmark interest rate. "

3. Newly purchased commercial housing (including newly-built commercial housing and second-hand housing) can only be transferred after obtaining the certificate of immovable property rights for 3 years. This also means that before obtaining the real estate registration certificate for 3 years, new houses cannot be bought or sold.

What conditions do foreigners need to buy a house in Xiamen?

1. Married people can provide marriage certificate (marriage certificate).

2. The purchaser has no real estate in Xiamen; With a house, the tax will increase a lot.

3. You can provide a tax bill or social security certificate that has been paid for 13 months in two years; If a non-local family purchases a house, it shall provide the tax payment certificate or social insurance payment certificate before the purchase 1 year or more (13 months). However, the property tax can be more favorable if the following conditions are met:

(1) For high-level talents who meet the relevant regulations of the state and this Municipality and are in short supply and in urgent need of talents in key industries, who have residence permits in this Municipality and work and live in this Municipality, the newly purchased property belonging to the only family in this Municipality is temporarily exempted from property tax.

(2) For those who have held the residence permit for three years and are about to work in this city, the newly purchased property in this city belongs to the only family, and the property tax is temporarily exempted.

(three) hold the residence permit of this Municipality for less than three years, and levy property tax on the above-mentioned houses. The property tax levied on the above-mentioned houses will be refunded to those who have held the residence permit for three years and have worked and lived in this city.

(4) If applying for the first set, the first set of proof of purchase at the place where the household registration is located shall also be provided.

Summary: The above is the new policy of purchasing houses in Xiamen on 20 18 introduced by Bian Xiao. I hope I can help you. Presumably, everyone knows something after reading it! If you want to know more relevant information, please pay more attention to Qijia. It will provide you with more complete, detailed and up-to-date information.