1 may be due to overdue in our daily life. For example, our credit card is overdue, or our loans overdue is overdue. As long as there is overdue, our credit will generally be affected. At this point, our online business loan will be stopped. If this happens, you need to talk to the bank carefully. As long as you can avoid similar situations in your later life, you can still apply for online loans more or less.
The second reason is probably that your quota has never been used, so a platform will close the quota for you and give this position to others who need it. For example, someone may have applied for this kind of online loan on a certain platform, but given you a quota of 5,000 yuan, you have never used this quota. After a few months, the system will automatically clear your quota.
The last reason is probably that your debt is too high. For example, if you owe a lot of money to the bank now, your online merchant loan will definitely be stopped at this time. If you want to continue to open, the best way is to pay off all your foreign debts first, so that we can continue to apply for online loans.
In fact, I personally think that if you want to apply for a loan, you can also apply to the bank. It is the most formal channel and the safest way to apply for a loan. Of course, there may be more requirements for going to the bank to apply for a loan, and it will be stricter when reviewing.