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Why has the student-origin loan been under examination and approval?
1. Approval time is not up.

After applying for a student loan from a student's place of origin, there is also a time limit, because these matters that students apply for need to be approved, which is a process of student loan, so it is normal for everyone to find that their relevant information has been approved when applying for a student loan. After all, there are so many college students and limited national staff every year. Too many applicants may lead to slow approval time, so when you make an inquiry, you may appear to be under approval.

2. The relevant data is not perfect.

If the deadline for approval is near, but you always find that your form is already under approval, then it may be that you have filled in the relevant information of your approval form incorrectly. For example, when a student fills in an application, the information is incomplete or the relevant information is wrong, then the relevant preliminary examination institution may still be verifying it, so at this time you will find that your application has been shown in the examination and approval. You don't have to be so nervous. If the approval result comes down, you can also modify your application form again and resubmit it.

The recipient of the student loan must meet the following conditions:

1. has the nationality of the people of China;

2. Honest and trustworthy, law-abiding;

3. Freshmen or college students who have been officially admitted to full-time ordinary colleges, higher vocational schools and junior colleges that have been approved to set up higher education in accordance with the relevant provisions of the state, and have obtained a true, legal and effective admission notice;

4 students' pre-school household registration and their parents' (or other legal guardians') household registration in this city, county (city, district);

The family is in financial difficulties, and the income they can get is not enough to cover the basic expenses needed to complete their studies at school. Note: The identification of students from poor families in 2008 was completed by local education departments before the end of June this year. Freshmen applying for this year's student source credit loan and old students studying in colleges and universities in the province have been included in the list. For details, please consult the Student Financial Assistance Management Section of the Education Bureau of your county (city, district).

Legal basis:

Regulations of China People's Bank, Ministry of Education and Ministry of Finance on the Administration of National Student Loans (for Trial Implementation).

(IV) In order to ensure the smooth implementation of the national student loan system, the Ministry of Education, the Ministry of Finance, the People's Bank of China and the Industrial and Commercial Bank of China form an inter-ministerial coordination group for national student loans (hereinafter referred to as the inter-ministerial coordination group). The Ministry of Education established the National Student Loan Management Center as the daily office of the inter-ministerial coordination group. All provinces, autonomous regions and municipalities directly under the Central Government should set up corresponding coordination bodies and management centers.

(5) The Inter-Ministerial Coordination Group is mainly responsible for coordinating the relationship between education, finance, banking and other departments and schools, formulating the national student loan policy, and determining the annual national student loan guiding plan for schools affiliated to the central ministries and commissions. Among them, the Ministry of Education is mainly responsible for studying relevant policies on how to use student loans in conjunction with relevant departments according to the development of the country; The Ministry of Finance is mainly responsible for raising and allocating discount funds for national student loans of schools affiliated to the central ministries and commissions (including repayment funds for loans for poor students), and supervising the use of discount funds; The People's Bank of China is mainly responsible for determining the national student loan handling bank, approving relevant measures and supervising the loan implementation according to relevant national policies; The handling bank is responsible for the approval, issuance and recovery of loans.