According to the relevant regulations of the People's Bank of China, you can't apply for a new card in this case. An enterprise can only apply for one loan card, and the loan card is unique. If you are from Guangzhou, the annual review time in Guangzhou is from March to June, and this year is delayed by one month, that is, from April to July. If you don't have the annual review now, I suggest you go to a local agent, who should be able to help you.
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