Legal analysis: loans can be made, but the loan amount can be determined according to everyone's specific situation. This is a matter for the bank. When determining the loan amount and loan time, the bank will determine the audit standard according to the income, property and credit information of each family.

Legal basis: temporary measures of social assistance

Article 37 The State shall provide housing assistance to families with minimum living security and destitute persons who are supported by scattered means that meet the prescribed standards.

Thirty-eighth housing assistance through the allocation of public rental housing, housing rental subsidies, rural reconstruction and other ways to implement.

Thirty-ninth housing difficulties and relief standards shall be determined and promulgated by the local people's governments at or above the county level according to the level of economic and social development and housing prices in their respective administrative regions.