It won't affect you. Banks examine loan qualifications and check credit reports, taking families as units. Because you are divorced, Charlie is alone. As long as you meet the requirements, you will certainly pass the approval of the bank.

Second, if divorced, can the other party find a loan in his own name?

Check personal credit information, loan records, credit card or loans overdue records, and the last registered work unit.

Third, after the divorce, is the other party's (no room) housing loan defined as a second suite?

There is no room under a person's name.

Second suite definition standard:

First, I bought a suite with a loan, which can be found through the housing registration system-two sets.

Second, if you buy a house with a loan, but you can find the loan record in the bank collection system, then you can buy a house with a loan-two sets;

Third, I bought a suite in full and borrowed money to buy a house-two sets.

Fourth, I bought a suite in full and sold it later. The house registration system couldn't find the property, and then I took out a loan to buy a house-the first set. 5. The local house registration system does not have the inquiry conditions, and the bank conducts due diligence to verify that the buyer has a residence.

Six, there are two sets of commercial loan records in the name of the individual, one set has been paid off and the other set has not been paid off. At this time, refinancing will be identified as the third suite.

The commercial loan records of this suite have all been paid off and sold, and two sets of house sales certificates can be provided at the same time. In this case, although there is no room under the name of the individual, it will be regarded as a third suite when refinancing.

Eight, a set of personal provident fund loans have also been paid off, at this time whether applying for provident fund loans or commercial loans.

Nine, husband and wife, one party buys a house before marriage and uses a commercial loan, and the other party gets a marriage loan. After marriage, they want. According to the New Deal, although they are all personal loans before marriage, they will still be counted as three suites because they are recorded in the central bank's credit information system.

Ten, one of the spouses has a record of buying a house before marriage, but there is no real estate under his name, and he applies for buying a house after marriage.

Fourth, can you find out the property under the other party's name when you divorce?

Divorce can check the property under the other party's name. But you can't inquire without authorization, you must apply and inquire. According to the relevant laws and regulations, the parties shall submit evidence to the court, but if it is impossible to obtain evidence because it involves state secrets, commercial secrets or personal privacy, they may apply to the court to obtain evidence according to law. The evidence that the parties and their agents ad litem cannot collect by themselves due to objective reasons stipulated in Article 64, Paragraph 2 of Article 94 of the Civil Procedure Law includes: (1) The evidence is kept by the relevant state departments, and the parties and their agents ad litem have no right to obtain it; (two) involving state secrets, commercial secrets or personal privacy; (3) Other evidence that the parties and their agents ad litem cannot collect by themselves due to objective reasons. Evidence that the parties and their agents ad litem cannot collect by themselves due to objective reasons may apply in writing to the people for investigation and collection before the expiration of the time limit for adducing evidence.