Do banks lend money in bulk?
In fact, the bank loan is paid in one lump sum. No matter what kind of loan it is, the bank will lend a sum of money according to the time when the loan is passed. In addition to strictly following the lending process, the monthly lending amount also determines the bank's lending speed.
Generally speaking, after the borrower's loan application is passed, it needs to go through the bank's credit approval system for secondary approval. After the approval, the credit manager prints the approval notice from the system and then gives it to the bank accountant. The accountant will check the relevant information after receiving it, and then operate it in the financial system.
As can be seen from this operation process, bank lending can only be a sum of money. Of course, there are also banks that occasionally issue loans outside business hours, but this is rare.
Is it true that the intermediary said that you can apply for an emergency loan?
The intermediary said that you can apply for an emergency loan, which is basically false. Banks have strict regulations on the process and time of lending, which generally need to go through five stages of audit, so it is difficult to intervene manually. If the developer says that the loan can be expedited, it may be that the developer and the bank have a long-term cooperative relationship, and the bank will give priority to the developer's customers. General intermediary companies will not have such authority.
The above is "Do banks lend in bulk?" I hope I can help you!