According to the industry encyclopedia, second-hand apartments can be loaned and need to meet some requirements. The house must be a house with legal property rights. Property buyers have a good personal credit record and a stable job and income certificate. The buyer must be between 18-65 years old. Second-hand apartment loans are mainly commercial loans, and a few people choose provident fund loans. There are two repayment methods for commercial loans: one-time repayment of principal and interest and equal repayment of principal and interest. One-time repayment of principal and interest is more suitable for legal persons, other economic organizations or natural persons with sufficient compensation ability.