Provide materials

1, personal loan application form;

2. The borrower's ID card and household registration book (the property belongs to * * *) are owned by the husband and wife, and some of them need to provide marriage certificates;

3. Commercial housing sales contract;

4. proof of down payment;

5 proof of the borrower's repayment ability (such as income certificate, payroll, personal tax bill and other assets, etc.). ); (6) mortgage certification documents;

7. Other materials required by the bank.

Extended data

Application conditions

1, the identity is legal and valid.

2, must have a stable and legitimate economic income, can provide the corresponding income and assets.

3. Natural persons with full capacity for civil conduct have no bad credit records.

4. Sign a valid purchase contract or purchase agreement with the seller.

5. Pay the down payment according to the specified proportion (generally not less than 30% of the total price of the purchased house) or deposit a deposit not less than the down payment in the loan bank.

6. Lender's age 18-65 years old, and different ages have different restrictions on the loan term.

7. Other conditions stipulated by the lending bank.