What are the standards for various fees to be paid for provident fund loans?
1. Insurance or guarantee fee: pure provident fund loan is: loan amount × corresponding interest rate × loan term.
The combined loan is: total house price × corresponding interest rate × loan term.
2. Deed tax: x1.5% of the total house price.
3. Mortgage registration fee: loan amount ×1.5%; No more than 200 yuan;
4. Production cost: a. Commercial housing: pure provident fund loan 160 yuan, combined loan 170 yuan;
B. Others include: pure provident fund loans from 80 yuan and portfolio loans from 90 yuan;
Note: Some property rights * * * plus 10 yuan;
5. Agency fee: pure provident fund loan in 200 yuan, combined loan in 250 yuan;
6. Maintenance fund: construction area ×40 yuan/m2.
7. Measurement fee: construction area ×0. 19 yuan/m2.
What are the charging items for different types of housing loans?
Commercial housing: insurance or guarantee fee, deed tax, mortgage registration fee, production fee, agency fee, maintenance fund and measurement fee;
Existing house: insurance or guarantee fee, mortgage registration fee, production fee;
Second-hand house: insurance or guarantee fee, mortgage registration fee, production fee and agency fee;
Property without property right: insurance or guarantee fee, mortgage registration fee, production fee and agency fee;
Auction house (property right has been handled): insurance or guarantee fee, mortgage registration fee, production fee and agency fee.
(The above answers were published on 20 13-04- 19. Please refer to the current actual purchase policy. )
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