If you need to mortgage the real estate license, you usually submit the corresponding application in the bank, and then the bank will approve it. You can get the money within one month after passing, so is there an account number in the required materials?

Having a house mortgage requires the bank flow of both husband and wife.

With the house as a mortgage loan, all lending institutions will still consider the borrower's repayment ability to issue loans. When examining a person's repayment ability, we will look at his income, his credit and his assets. Personal income is often seen through the running water of the bank. Therefore, even if housing-related certification materials are provided, mortgage loans also require borrowers to provide their own bank flow, income certificates and other materials.

legal ground

Article 667 of the Civil Code of People's Republic of China (PRC) defines a loan contract as a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.

Article 668 A loan contract shall be in written form, except as otherwise agreed between natural persons. The contents of a loan contract generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.