1. The tax refund for the loan to buy a house means that the units and individuals who have paid the deed tax will return the deed tax if they return the house before going through the registration of the change of house ownership; The deed tax paid will not be refunded if the house ownership is changed and the house is returned.

2. Housing loan tax rebate means that when calculating personal income tax, you can apply for mortgage loan tax rebate if you meet the special additional deduction conditions of housing loan interest. Mortgage-related users have applied for mortgage tax refund for one year since the first repayment month, and will automatically give up if they fail to apply for tax refund within three months from the next month after the expiration of one year.

When buying a commercial house, all the family members who can get the tax refund should be written into the purchase contract as the property owners, and after signing the contract and paying the house price, the application for "deducting the personal income tax paid by the purchaser" should be handled immediately.

What are the special additional deductions for personal income tax?

According to the relevant policies and regulations, the descendants of taxpayers can apply for special additional deduction when receiving full-time education, usually according to the standard of 1000 yuan/month. Taxpayers who apply for degree continuing education in China can apply for special additional deduction for continuing education, and the deduction standard is 400 yuan/month during their education. In addition, taxpayers who meet the relevant conditions can apply for special additional deductions such as serious illness medical care, housing loan interest, housing rent, and supporting the elderly.

The process of tax refund for buying a house

1, taxpayers need to submit a written application. Taxpayers apply to the tax authorities, get the tax refund application form and fill it out as required, and submit the original and photocopy of the tax payment certificate and other supporting materials related to tax refund.

2. Waiting for acceptance and review. After the tax authorities confirm that the submitted materials are complete, they will accept the tax refund application on the spot and examine whether the taxpayer meets the tax refund conditions.

3. If it meets the conditions for tax refund, it shall be approved. If the situation is true, the tax collection organ shall issue a tax refund certificate after examination. At the same time, the tax refund formalities will be completed within 10 working days.