1 bank loan
At present, in formal lending institutions such as banks, it is basically impossible to borrow money only by photo of ID card. Lending institutions will not lend money easily before determining whether the borrower has the ability to repay the loan in full and on time, and the ID card can only prove the identity of the borrower, but not other circumstances. Therefore, in order to obtain loans from regular banks and microfinance institutions, in addition to providing identity cards, marriage certificates, work certificates, income certificates and other materials must be submitted to prove the credit status and work status of lenders.
2. Private lending
I believe everyone has heard of college students' campus loans before, and they can apply for loans just by uploading photos of their ID cards. In fact, there are indeed some companies in society that can provide loans with irregular audit procedures, and their pre-lending procedures may only require lenders to transmit their identity information through the Internet. In this way, once the ID photo is leaked, it is likely to bring trouble to the data owner.
Summary: Can I check out my ID photo? It is definitely impossible in a bank, but it cannot be ruled out that the photo of the ID card was obtained by criminals after it was leaked, and then used by some informal private lending companies for loans.
Tips: You must pay attention to protecting your identity information in your daily life, don't disclose it to others easily, and don't upload ID photos online at will.