1) house sales contract and tax payment certificate;
2) A certificate of over 30% down payment for house purchase;
3) Identity cards and household registration books of the borrower and his spouse;
4) Housing appraisal report issued by the housing appraisal institution recognized by the housing provident fund management center:
5) Marriage certificate, if unmarried (including divorced), the marriage registration office at the place where the household registration is located shall issue the unmarried certificate;
6) If the loan funds are transferred through the real estate agency, a power of attorney shall be provided;
7) The borrower shall provide a certificate issued by the local housing provident fund management center that the housing provident fund has been paid normally for one year in a row.
Therefore ... the landlord only paid 1 month's provident fund, which is definitely not enough. . As for when the housing provident fund can be used, that is 1 year later. .