Ping 'an car rental loan is a kind of car financing method based on renting and purchasing. Users can use the car by signing a lease contract and choose to buy or return the car at the end of the lease period. During the lease period, the user only has the right to use the vehicle, but has no ownership of the vehicle. Therefore, when handling car loans, users need to sign a loan contract, not a lease contract. If users encounter problems in handling car loans, they can contact Ping An car loan customer service to report. In a word, Ping 'an car rental loan is a kind of car financing method based on renting and purchasing, and users need to pay attention to signing a loan contract instead of a lease contract.