When encountering financial problems, I believe many people will choose to apply for personal unsecured small loans. However, personal unsecured small loans are not something you can apply for if you want. Many people have encountered loan rejections. So, how to apply for a small bank loan in Shenzhen? What are the conditions for small loans from Shenzhen Bank? Let me introduce it to you below.

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It is understood that the conditions for applying for a small loan from Shenzhen Bank are:

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1. Aged 21-- Be between 55 years old and have full capacity for civil conduct;

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2. Live in the location of Shenzhen Bank, and can provide a valid resident registration or residence certificate;

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3. Have a legal and stable source of income and have been working in the current employer for half a year;

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4. If you apply for a mortgage loan, you must repay the It is necessary to have collateral that can be used as collateral as specified by Shenzhen Bank.

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Shenzhen Bank’s small loan processing steps:

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1. The borrower applies for a loan to the bank and submits the loan Required relevant information;

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2. Shenzhen Bank receives the borrower’s application, reviews the information, and conducts a pre-loan investigation on the borrower;

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3. After review, the bank notifies the borrower to discuss loan-related issues;

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4. The borrower reaches an agreement with the bank and signs a loan contract ;

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5. Banks issue loans. (If applying for a mortgage loan, the mortgage must be registered first);

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6. The borrower shall repay according to the content of the contract.

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Through the introduction of Loan, I believe that everyone has a certain understanding of how to apply for a small loan from Shenzhen Bank. You can make corresponding preparations for the above matters. , so that you can apply for a loan more smoothly. I hope my introduction can provide some help to people in need.

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