Current location - Loan Platform Complete Network - Bank loan - I am now buying a house for mortgage, and I need a loan of 6.5438+0.5 million, with an interest rate of about 5%. How much do I have to pay back a month?
I am now buying a house for mortgage, and I need a loan of 6.5438+0.5 million, with an interest rate of about 5%. How much do I have to pay back a month?
Loan principal: 150000 yuan.

Calculated by commercial loan and equal principal and interest.

Loan term: 5 years (60 months)

Annual interest rate: 6.4% (monthly interest rate is 5.3333 ‰)

Monthly payment: 2927.9 yuan.

Total interest: 25,674.08 yuan.

Loan term: 10 year (120 months)

Annual interest rate: 6.55% (monthly interest rate 5.45333 ‰)

Monthly payment: 1707.04 yuan.

Total interest: 54,844.58 yuan

Loan term: 15 years (180 months)

Annual interest rate: 6.55% (monthly interest rate 5.45333 ‰)

Monthly payment: 13 10.79 yuan.

Total interest: 859,465,438+0.77 yuan.

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