1. The car loan routine is suspected of fraud and should be reported to the public security organ. Whoever defrauds public or private property in a relatively large amount shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also, or shall only, be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined or confiscated.

2. Legal basis: Article 110 of the Criminal Procedure Law of People's Republic of China (PRC)

Any unit or individual who discovers criminal facts or suspects has the right and obligation to report to the public security organ, the people's procuratorate or the people's court.

Victims have the right to report and accuse criminal facts or criminal suspects who infringe their personal and property rights to public security organs, people's procuratorates or people's courts.

Public security organs, people's procuratorates or people's courts shall accept reports, complaints and reports. If it does not belong to its own jurisdiction, it shall be transferred to the competent authority for handling, and the informant, complainant and informant shall be notified; For those who are not under their jurisdiction and must take emergency measures, they should take emergency measures first and then transfer them to the competent department.

Where a criminal surrenders himself to a public security organ, a people's procuratorate or a people's court, the provisions of the third paragraph shall apply.

2. What are the procedures for applying for auto loans from foreign banks?

1. Have a fixed house in a different place, have long-term time deposit securities in a different place, or register a company. If these three things are not available, you can't buy a car with a loan from a different place;

2. If it is an individual car purchase, the required materials include personal ID card, household registration book, real estate license (or long-term residence permit), monthly income certificate (official form) and 2 one-inch photos. If married, a copy of marriage certificate is required;

3. If the company needs to buy a car or guarantee, the materials include a copy of business license, legal person code certificate, tax registration certificate, bank account opening permit, shareholders' agreement, company office space certificate, articles of association, balance sheet, loan certificate, income statement and legal person ID card. If you borrow money to buy a car in a different place, the interest rate is the same, but if you borrow money in a different place, you must buy it there.