China Post users who applied for cash withdrawal before the early settlement function went live on April 26th: they can settle accounts in advance, and charge 3% of the principal in advance and the minimum prepayment fee of 100 yuan; Users of China Post who apply for cash withdrawal after opening the early settlement function on April 27th: they can settle in advance with daily interest, and there is no handling fee for early settlement.

2. How does the Postal Savings Bank app apply for prepayment?

Step/Mode 1

Open the application on your phone. In the app, click to enter my loan interface.

Step/Mode 2

In my loan, click to enter the housing loan interface.

Step/Mode 3

Then in the housing loan record, click prepayment.

3. How to operate the postal bank loan if it wants to repay the loan in advance?

Legal subjectivity:

1. The prepayment must be handled at the loan handling bank, and relevant regulations need to be consulted. 2. The procedures of the bank are different, so be sure to consult the demand clearly, and the amount of each prepayment shall not be less than 10000 yuan or an integer multiple of 10000 yuan. 4. owing on the loan in advance may involve paying liquidated damages, and buyers should know in advance.

Fourth, the Postal Savings Bank app repayment process

The app repayment process of Postal Savings Bank is as follows. 1. Log in to mobile banking and click the "Loan" button. 2. After entering the "Loan" page, click "I want to repay". 3. Select the repayment bank and click "Loan". 4. Enter the repayment amount and click "Prepayment".