Ping An Bank's Green Paper on Mortgage is more reliable. Ping An Bank's mortgage is a bank mortgage loan, which is definitely reliable, but everyone should recognize Ping An Pratt & Whitney and Ping An Bank. These are two companies under one group. Ping An Bank belongs to banks, Ping An Pratt & Whitney belongs to small loan companies, and the mortgage interest rate of Ping An Bank is still very low.
Ping An Pratt & Whitney's loan interest rate is relatively high. Ping An Pratt & Whitney's mortgage is a mortgage e loan, and the monthly interest rate of the mortgage is generally 0.8%- 1.2%. For customers with good qualifications who don't need money urgently, give priority to Ping An Bank's mortgage loan as far as possible, instead of doing Ping An Pratt & Whitney's mortgage loan.
Second, is Ping An Bank's auto mortgage loan reliable?
Ping an mortgage car loan is a brand company, and it is relatively reliable to handle car mortgage. Ping An car loan has higher requirements for the owner's credit information, and the review time takes 2-4 working days. If the customer's credit information is average and the time requirement for payment is relatively high, it is recommended to consult a professional car loan company and choose Anmeitu car loan. Anmeitu doesn't look at credit reporting or go to credit reporting, and the threshold is low. You can borrow a car, whether you have a car or not. The procedure is simple, and you can lend money on the same day, which is trustworthy. Need money badly? Find a safe way! You can get a loan if you have a car! Conditions and process of automobile mortgage application: 1, owner's ID card. 2. Motor vehicle driver's license. 3. Motor vehicle registration certificate. 4. Vehicle compulsory insurance and vehicle commercial insurance policies within the validity period. 5. Vehicle spare key. Want to know more about car mortgage, I recommend consulting Amway car loan. Anmeitu is formal and reliable, with low threshold. If you have a car, you can borrow it. According to the different needs of consumers, tailor-made low-interest capital solutions. Professional one-on-one service, reasonable and transparent fees, clearly marked. Relieved and reliable, the mortgaged vehicle is stored in an all-weather safe closed room. You can do it without a car, and you can manage it if you get the money. Shanghai, Chengdu, Xi, Wuhan, Shenzhen, Chongqing, Beijing, Kunming, Guangzhou and Shihezi, Xinjiang all have offline direct stores.
3. Ping An's car loan has been repaid. Where can I get the Green Paper?
After the car loan is paid off, the customer can bring personal ID card, repayment bank card and other materials to the off-line business outlets of the handling bank (auto consumption finance company) to find the counter to issue the loan settlement certificate, and then retrieve the vehicle registration certificate).
However, some handling banks (auto consumer finance companies) will directly mail the loan settlement certificate and vehicle registration certificate to customers after they have paid off their car loans. For this, customers just need to wait patiently. When you get the loan settlement certificate, vehicle registration certificate, personal ID card, vehicle driving license and other materials, go to the local vehicle management office to find out, then it really belongs to the customer.
However, if a customer applies for a car loan from a 4S store, he will generally send the vehicle registration certificate to the 4S store first, and then return it to the customer after the staff of the 4S store helps to put the car down.
I. Basic concepts
A loan refers to a loan issued by the payer. According to the actual situation of customers, car loans are formulated with reference to the central bank. There are three types of car loans: direct, indirect and credit card. The term of car loan is generally 1-3 years, and the longest is no more than 5 years.
Second, the benchmark interest rate
The benchmark interest rate is set by the central bank, but financial institutions can fluctuate within a certain range. The car loan period of major banks is generally within five years. The interest rate of car loan directly determines the cost of people's loans and becomes an important factor to determine whether people will spend money on loans. Calculation formula of monthly car loan: a = p (1i) [(1i) n-1]/n 2/i.
A: Monthly contributions.
P: total donations
I: monthly interest rate (annual interest rate/12)
N: Total months of payment
Third, the loan interest rate.
The actual interest rate of car loan is set by the handling bank according to the actual situation of customers and with reference to the benchmark interest rate stipulated by the central bank. Customers with excellent general conditions can enjoy the benchmark interest rate down or 1, which is about 10% higher than the benchmark interest rate. 20 13 latest bank loan interest rate: benchmark floating 10%- 15%.
4. Will Ping An Bank's new car mortgage loan be green?
As long as it is a new car in the first year, it must have been stolen and saved. Especially mortgage loans. (I don't know where to buy it)