Suzhou, Anhui is short of funds for self-employed individuals. If they want to maintain their business, loans are the only option. After all, there is a big funding gap, and people can't borrow that much. Moreover, we know that self-employed people are less stable than wage earners, so it will be more difficult to get loans, so we must find suitable institutions to lend. As for who to look for, we can compare them from four aspects.

Who is the self-employed person in Suzhou, Anhui who needs a loan because of insufficient funds?

1, approval difficulty

Many banks and finance companies can provide operating loans to help self-employed individuals operate and turn around, but different lending institutions have different difficulties in examination and approval, and banks will have greater difficulties and finance companies will be relatively smaller. However, considering the loan interest, it is suggested that banks should be the first choice, and financial companies should be tried behind closed doors, but formal institutions with lending qualifications must be chosen to avoid being routine.

2. Loan amount

Before lending, it is best to specify the loan amount, but under the same conditions, the amount that different lending institutions can approve will be different, but relatively speaking, for banks, the risk of self-employed loans is relatively high, and the amount of approval will not be very high. If you want a large amount, you can find a finance company, but be prepared to pay more interest.

3. Application channels

Different lending institutions have different application channels, so it's best to apply online, so that the approval will be faster and the loan will be faster. If there is no online application channel, it can only be handled offline, and the review time will be longer. If money is tight, it will be a bit difficult.

4. Loan type

Business loans include credit loans, secured loans, mortgage loans and pledged loans. The most abundant types of loans must be banks. As long as you can get them, you can say nothing is impossible. The products of financial companies may not be so rich. Enterprises that pay taxes in good faith may apply for bank corporate tax loans if they have no collateral.

In addition to the above points, self-employed loans in Suzhou, Anhui Province should also consider the loan period and repayment methods. In short, we should compare from many aspects and find the right one.