Relevant requirements of bank project loans for project capital: The state stipulates that construction projects must have capital, that is, investors' non-debt funds. The proportion of funds needed for projects in different industries to the total investment is different. Bank loans cannot be used as project capital, and banks usually hold more than 30% of the project capital.

Project loan, also known as project financing, or project financing, is a financing method that is guaranteed by the project itself, with high feasibility of investment return or mortgaged by a third party. The main mortgage forms include project management right, project property right and special government support (attached documents). The biggest difference between project financing and general loans is that the funds for repayment of loans come from the project itself, not other sources.

Extended data:

To apply for a project loan, the following conditions shall be met:

1. Open a basic account or general deposit account in a bank. The area where loan certificate management is implemented must hold a loan certificate issued by the People's Bank of China; To apply for loans for foreign exchange projects, you must hold import certificates or registration documents.

2. The project conforms to the national industrial policy, credit policy and bank loan investment.

3. The project has the capital ratio stipulated by the state.

4, need the approval of the relevant government departments of the project, must hold the approval documents.

5. The borrower has good credit standing, strong solvency, perfect management system, and the proportion of foreign equity investment conforms to the relevant provisions of the state.

6. Being able to provide legal and effective guarantee.