Generally, every city has a maximum amount of provident fund loans, and the amount of individuals and couples in individual cities will be different.
For example, in Beijing, the monthly income = the monthly contribution of individual housing provident fund ÷ the contribution ratio of housing provident fund is 2000 yuan, the contribution ratio is 12%, the monthly income is = 2000/ 12% = 16667, and the maximum loan amount is = (16667.
Paying housing provident fund is everyone's basic welfare, but it takes time to know how troublesome it is. Every time I go to the provident fund management center to queue up for work, I am crazy. I really know that the transfer of provident fund, provident fund loans, and provident fund withdrawal must be done in person, and it will take half a day just to queue up.
It is understood that in the future, Beijing's provident fund does not need to be withdrawn through the unit manager, and individuals can directly withdraw the provident fund through mobile phones. It is more and more convenient for individuals to handle business. Since the second half of last year, the Beijing Housing Provident Fund Management Center has cancelled nine kinds of certificates one after another.
Paying housing provident fund is everyone's basic welfare, but it takes time to know how troublesome it is. Every time I go to the provident fund management center to queue up for work, I am crazy. I really know that the transfer of provident fund, provident fund loans, and provident fund withdrawal must be done in person, and it will take half a day just to queue up.
It is understood that in the future, Beijing's provident fund does not need to be extracted by the unit manager. By the end of this year, individuals can directly withdraw the provident fund through their mobile phones. It is more and more convenient for individuals to handle business. Since the second half of last year, the Beijing Housing Provident Fund Management Center has cancelled nine kinds of certificates one after another.